Dental crown cost: one porcelain or ceramic crown, before and after insurance
Set your state and your plan: the estimator prices one crown and shows the share left to you in network or out of it.
You pay for crown in New York
$565
$1,081 billed, $515 paid by the plan.
| Estimated dentist charge (full fee) | $2,195 |
| Estimated in-network price | $1,081 |
| Plan pays (50 % after deductible) | $515 |
| Deductible | $50 |
| New York Medicaid fee, same codes (2024) | $505 |
Estimate: New York Medicaid fee ÷ 26.1 % (Medicaid pay as a share of dentists' charges, ADA HPI 2024). Brought to September 2026 with the dental services price index (BLS). Not a quote.
| CDT code | Service | Count | Medicaid fee, 2024 |
|---|---|---|---|
| D2740 | Crown, porcelain or ceramic | 1 | $505 |
Compiled by Radif Partners · How prices are estimated · state Medicaid fee schedules, ADA ratios of 2024, BLS dental price index · not a quote
A porcelain or ceramic crown on a natural tooth (code D2740, or D2750 when the schedule prices only the porcelain fused to metal kind) is estimated at a median $1,713 before insurance across the 18 states whose Medicaid fee schedules list it, from $982 in Maryland to $2,443 in Massachusetts, in September 2026 dollars. A private plan's network price is lower, about $981. Most plans class crowns as major services. With the Covered California 2026 example plan, which pays 50 % of major work after a $50 deductible, an in-network crown at that price leaves the patient about $516. Out of network the plan pays the same amount but the office may bill up to its full fee, so the patient's share rises to about $1,247. A core buildup or a root canal done before the crown is billed separately.
What the crown fee covers
A crown is a cap made in a laboratory or milled in the office that covers the whole visible part of a damaged tooth. The fee for code D2740 usually includes shaping the tooth, the impression or scan, a temporary crown and fitting the final one. Some work around it has its own code: a buildup that rebuilds a broken tooth before it is shaped, a root canal when the nerve is involved, a post. A quote that adds those lines is not unusual, and the root canal page prices the most common one.
Materials also change the fee. All-ceramic crowns, porcelain fused to metal and gold each have their own code, and many Medicaid schedules list only some of them. The estimator uses the porcelain or ceramic code where it exists, and the porcelain fused to metal one otherwise.
A crown placed on an implant is a different code again, part of the implant bill rather than this one, and the implant page counts it there. A crown that holds a bridge, called a retainer, also has codes of its own. When a quote mentions a crown, the code on the line says which of these it is, and the office can give it before any work begins. Asking for the codes is the simplest way to compare two offices, or to compare one office with the estimate for its state.
How long the crown lasts, and whether it is replaced under the plan, is also in the benefit summary: many plans pay for a new crown on the same tooth only after a set number of years. A replacement inside that period falls to the patient even when the plan is otherwise generous.
State by state
| State | Full fee | In network | Medicaid fee, 2024 |
|---|---|---|---|
| Massachusetts | $2,443 | $1,323 | $729 |
| Colorado | $2,255 | $1,285 | $849 |
| New York | $2,195 | $1,081 | $505 |
| Washington | $2,076 | $1,249 | $561 |
| Pennsylvania | $2,013 | $998 | $500 |
| Missouri | $2,009 | $1,173 | $1,049 |
| Ohio | $1,855 | $1,096 | $817 |
| Oklahoma | $1,822 | $1,283 | $610 |
| Florida | $1,739 | $923 | $340 |
| Michigan | $1,688 | $1,031 | $767 |
| Virginia | $1,673 | $965 | $670 |
| Nevada | $1,573 | $834 | $474 |
| Arizona | $1,544 | $763 | $555 |
| Kentucky | $1,453 | $817 | $530 |
| Alabama | $1,317 | $793 | $538 |
| Oregon | $1,217 | $832 | $273 |
| Illinois | $1,166 | $699 | $273 |
| Maryland | $982 | $499 | $394 |
The spread between states comes from two sources at once: what dentists charge locally, and how generously each Medicaid program pays crowns compared with the cleanings and fillings on which the ADA ratio is measured. A program that pays crowns at a low rate relative to its other fees produces a low estimate, and the reverse. Where the gap looks large, the method page explains which part of it is measurement and which part is price.
Crown codes appear in more of the schedules read here than implant or veneer codes, so a crown can be priced in more states. That makes them a good yardstick for a dental bill in general: if a state's crown estimate is high compared with its neighbors, its other major work tends to be too.
One crown in your state, with your plan
You pay for crown in New York
$565
| Estimated dentist charge (full fee) | $2,195 |
| Estimated in-network price | $1,081 |
| Plan pays (50 % after deductible) | $515 |
| Deductible | $50 |
In network or out of network
The plan's network price matters as much as its percentage. In network, the dentist has agreed to the plan's fee, so the patient owes only the part the plan does not pay of that lower amount. Out of network, the plan usually pays its share of its own allowed amount, and the office can ask the patient for the difference up to its full fee. On a crown at the median prices of this page, that difference moves the patient's share from $516 to $1,247, the plan's payment staying at $466 in both cases. The estimator shows the gap for any state with the coverage field.
Several crowns in one year
The yearly maximum changes the picture when a mouth needs more than one crown. With the example plan's $1,500 maximum, three crowns at the median network price would ask the plan for more than it can pay in one plan year: it pays $1,447, and $0 of what would have been its share falls to the patient. Spacing the work over two plan years, when the dentist agrees that one tooth can wait, brings a second maximum into play. The annual maximum page runs that calculation for any total.
Several crowns against a yearly maximum
Plan pays in one plan year
$1,425
| Plan share without any maximum | $1,425 |
| Paid in one year | $1,425 |
| Paid if split over two years | $1,425 |
| Plan years needed for the full share | 1 |
New members should also read the waiting period. The Covered California example plan applies 6 months to major services, waived with proof of earlier coverage; until then a crown is paid entirely by the patient. The waiting period page computes the cost of starting early.
Whether a tooth needs a crown, a large filling or another treatment is a clinical decision for the dentist who examines it. These figures help read the price once that decision is made.